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                    ConsumerFraudReporting.org
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                <em>
                    Protect Yourself and Report the Latest Frauds, Scams, Spams, Fakes, Identify Theft Hacks and Hoaxes
                </em>
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                                    Latest scams
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                                    Top 10 scams
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                                    Your Rights
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                                    If you've been  scammed
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                                    Avoiding scams
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                            <p>
        Consumer Fraud Reporting is an free online service to warn consumers about 
specific types of financial and other scams via the internet and provide a means 
to report scams and fraud.
                            </p>
                            <p>
                                In addition to thousands of actual examples of scam letters, emails, faxes 
and transcripts of phone conversations to help you identify a scam, we have many 
pages of concise lists of contact information, links, phone numbers and guidance 
to help you report the scam to the proper authorities, and to try to recover 
your loss.
                            </p>
                            <p>
                                To keep 
up to date on the types of scams in global circulation we stay in regular 
contact with overseas consumer agencies. If you are interested in a breakdown on 
the most recent
                                <a href="internet_scam_statistics.htm" target="_top">
                                    FBI reports  of Internet Fraud, Scam and Crime Statistics, see this page.
                                </a>
                            </p>
                            <p class="auto-style3">
                                Consumer Fraud Reporting is fully independent and objective; it is not a government agency or affiliated with any 
government; we act as an information exchange to help raise public 
awareness about scams and to help to bring them to the attention of the proper 
enforcement authorities. Unfortunately, we do not have enforcement powers over 
local or overseas scams; but we aim to help you to find the proper enforcement 
agency! We also try to present the facts in a simple, clear, and hopefully, 
interesting manner!
                            </p>
                            <h2>
                                Resources
                            </h2>
                            <ul>
                                <li>
                                    <a href="phishingwhattodo.php" target="_top">
                                        What to do if you think you  have already been the victim
                                    </a>
                                    of a fraud or identity theft.
                                </li>
                                <li>
                                    <a href="current_top_10_scam_list.php" target="_top">
                                        <b>
                                            The 2024 Top 10 list of scams
                                        </b>
                                    </a>
                                    - see which scams are 
						affecting the most people
                                </li>
                                <li>
                                    <a href="stateconsumeragencieslist.php" target="_top">
                                        State and Local Consumer Protection Agencies,
Master List 
for the United States
                                    </a>
                                    - If you are looking for the best local consumer 
	protection agency to use to report a scam, seek advice, to obtain assistance 
	in resolving a dispute, this list has the contact information!
                                </li>
                                <li>
                                    <a href="FBI_LocalOffices.php" target="_top">
                                        Local FBI Office Listings  to find the closest FBI office to report a crime or scam.
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        Making Money Online?
                                    </b>
                                    We wouldn't recommend ANY of the "money making programs" you see 
advertised on TV, radio, print or the internet.
                                    <b>
                                        And we haven't got one to sell 
you, either
                                    </b>
                                    . But w did create another website,
                                    <a href="http://www.ConsumersGuidetoMakingMoneyOnline.org" target="_blank">
                                        www.ConsumersGuideToMakingMoneyOnline.org
                                    </a>
                                    &nbsp; to show you how to earn 
	an income online, legitimately!&nbsp; You can ignore the advertisements 
	there (the ads pay for the website, but&nbsp; ALL of the information is free 
	on the websites without buying anything, signing up, entering an email 
	address, or providing a credit card.&nbsp; Free means free!
                                </li>
                                <li>
                                    <a href="recommendedproducts.php" target="_top">
                                        Recommendations about which  products work best
                                    </a>
                                    for anti-spyware, anti-adware, ant-virus, etc. and 
	links to discounted prices.
                                </li>
                                <li>
                                    <a href="defend_yourself.php">
                                        Guidance about how to protect yourself
                                    </a>
                                </li>
                                <li>
                                    Links, phone numbers and sign up information for the
                                    <a href="donotcalllist.php" target="_top">
                                        National Do-Not-Call List
                                    </a>
                                    and
                                    <a href="opt-out.php" target="_top">
                                        the credit card offers opt-out list
                                    </a>
                                </li>
                                <li>
                                    <a href="resources.php" target="_top">
                                        Resources lists and guides
                                    </a>
                                    - 
	see this page for many more resources, such as lists of domain extensions for other countries, telephone country codes, 
	area codes, etc.
                                </li>
                                <li>
                                    <a href="settlements/settlements.php" target="_top">
                                        Notices of class  action lawsuits, settlements and court cases regarding scams.
                                    </a>
                                </li>
                                <li>
                                    <a href="http://mozy.com/pro/" rel="nofollow" target="_blank">
                                        Online  server backup
                                    </a>
                                    Ensure that your files are safe and 
						protected
                                </li>
                                <li>
                                    <a href="InternetCrimesList.php" target="_top">
                                        Most  Current alphabetized list of emerging and current scams
                                    </a>
                                </li>
                            </ul>
                            <hr>
                            <h2>
                                What Sort of Scams Do We Report On?
                            </h2>
                            <div style="width:180px;float:right; margin-left: 12px;">
                            </div>
                            <a name="latestscams">
                            </a>
                            <p>
                                See the alphabetized list at left, and click on the topic that interests you.&nbsp; 
Or click on the links below in the list of most popular topics.
                            </p>
                            <h3>
                                <b>
                                    <span style="background-color: #FFFF00">
                                        Latest scams, cons or just plain rip-offs
                                    </span>
                                </b>
                            </h3>
                            <ul>
                                <li>
                                    <a href="EmailScam-Amazon-Costomer-Service.php">
                                        <b>
                                            Amazon scam email:
                                        </b>
                                        We have temporarily placed your account on hold and canceled any pending 
		orders
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="Coinbase-Scam-Email.php">
                                            Coinbase scam email
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="HR-Memo-Salary-Increase_Phishing.php">
                                            The HR Memo Salary increase from Human Resources Manager Scam email
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="Microsoft-Teams-scam-email.php">
                                            Microsoft Teams sent you a message - You won an Apple iPhone
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="EmailScams-from-gmail-account.php">
                                            Email "invoice" scams - with attached invoice
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="PayPal-scam-your%20account-has-been-suspended.php">
                                            Paypal email scam: "Your account has been suspended"
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="Facebook-Marketplace-Scam.php">
                                            Facebook Marketplace Scams
                                        </a>
                                    </b>
                                    - What to do
                                </li>
                                <li>
                                    <b>
                                        <a href="AmericanExpressScamEmail2024.php">
                                            American Express "Unauthorized use of card 390105" Scam
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="PayPal-scam-account-limited.php">
                                            Paypal email scam: "Your account has been limited"
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="spam-text-messages.php">
                                            The "hi" text message from a phone number you do not recognize
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <a href="Ooma-beware.php">
                                        <b>
                                            Ooma Tele - home phone
                                        </b>
                                        - problems to beware
                                    </a>
                                </li>
                                <li>
                                    <a href="netflix-email-scams.php">
                                        <b>
                                            NetFlix - scam email
                                        </b>
                                        "Your NetfIix Membership Has Expired And Been Canceled, Get An Extra 90 Days On Us"
                                    </a>
                                </li>
                                <li>
                                    <a href="medicare-scam-text-messages.php">
                                        <strong>
                                            Medicare scam text messages
                                        </strong>
                                    </a>
                                </li>
                                <li>
                                    <strong>
                                        <a href="Yahoo-Maiil-Scam-Upgrade-Email.php">
                                            Yahoo Mail, claiming "we are closing all old versions of Yahoo Mailbox"
                                        </a>
                                    </strong>
                                </li>
                                <li>
                                    <strong>
                                        <a href="PayPal-Scams-Email-Fake-Bill.php">
                                            Scam PayPal bill by email
                                        </a>
                                    </strong>
                                </li>
                                <li>
                                    <b>
                                        <a href="phone-malware-drink-more-water.php">
                                            Cellphone malware popup "Drink more water" "Device running hot" How to get rid of it!
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="Email-Attachment-Malware-lisa-calproprintllc-PDF.php">
                                            Email attachments "Invoice due"
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <a href="costco-scam-email-2023.php">
                                        <b>
                                            Costco
                                        </b>
                                        email gift card scam
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="Balance-of-Nature.php" target="_top">
                                            Review of Balance of Nature:
                                        </a>
                                    </b>
                                    What is it really? Exaggerated Claims?
                                </li>
                                <li>
                                    <a href="phishing_Amazon-account-review-needed-Scam.php">
                                        <b>
                                            Amazon
                                        </b>
                                        Reminder: Account Review Needed your Amazon account is locked
                                    </a>
                                </li>
                                <li>
                                    <a href="PayPal-Scam-Payment-Requests.php">
                                        <b>
                                            PayPal
                                        </b>
                                        Fake Payment Requests
                                    </a>
                                </li>
                                <li>
                                    <a href="PayPal-Scams-Fake-Invoices.php">
                                        <b>
                                            PayPal:
                                        </b>
                                        Fake Invoice received
                                    </a>
                                    and
                                    <a href="PayPal-Amazon-iPhone-EmailPhishingScams.php">
                                        another example, in which you supposedly bought an iPhone 
		on Amazon
                                    </a>
                                </li>
                                <li>
                                    <a href="reviews-of-Phixey-phone-warranty.php">
                                        <b>
                                            Phixey
                                        </b>
                                        Membership phone, tablet, laptop repair service
                                    </a>
                                </li>
                                <li>
                                    <a href="costco-scam-email.php">
                                        <b>
                                            Costco
                                        </b>
                                        - Fake email claiming to be from Costco - Answer Survey, You have been selected
                                    </a>
                                </li>
                                <li>
                                    <a href="Geek-Squad-Scam-Email-2023.php">
                                        <b>
                                            Geek Squad
                                        </b>
                                        annual subscription renewed
                                    </a>
                                </li>
                                <li>
                                    <a href="cashapp-phone-scam.php">
                                        <b>
                                            CashApp
                                        </b>
                                        scam calls
                                    </a>
                                </li>
                                <li>
                                    <strong>
                                        <a href="Malware-UPS-Email.php" target="_top">
                                            UPS Scam email with malware attachment "Your package has arrived!"
                                        </a>
                                    </strong>
                                </li>
                                <li>
                                    <strong>
                                        <a href="top10-worst-countries-for-scams.php" target="_top">
                                            Domain extensions and TDL's (Top Level Domains) commonly used by 
						scammers
                                        </a>
                                    </strong>
                                </li>
                                <li>
                                    <a href="productscams_thand_sanitizers.php" target="_top">
                                        <strong>
                                            Hand sanitizer scams
                                        </strong>
                                        - hand sanitizers that don't work or 
						are dangerously
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="robocalls.php" target="_top">
                                            Are 
						Robocalls driving you nuts?&nbsp; See what's happening 
      and what you can do.
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <a href="HealthSupplementsScams.php" target="_top">
                                        <strong>
                                            Vitamin, Supplements and Superfood Scam
                                        </strong>
                                        s
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="Lottery-FBI-Emails-You.php" target="_top">
                                            The 
						FBI emails you to tell you "your email address won a 
      foreign lottery"
                                        </a>
                                    </b>
                                </li>
                                <li>
                                    <strong>
                                        <a href="Phishing-GmailGoogleDocsEmaiScaml.php" target="_top">
                                            Google Docs email scam
                                        </a>
                                    </strong>
                                    - don't open that 
						link to Google Docs
                                </li>
                                <li>
                                    <a href="FakeChinesePlasticRice.php" target="_top">
                                        Is 
						China flooding the market with fake rice made from 
      plastic?
                                    </a>
                                </li>
                                <li>
                                    <a href="Telomeres-and-Teloyears-Claims.php" target="_top">
                                        <strong>
                                            Telomere testing and "Teloyears"
                                        </strong>
                                    </a>
                                </li>
                                <li>
                                    <a href="fakegovt/IRS-scam-lawsuit-phone-calls.php" target="_top">
                                        Have you received a phone call saying the IRS is filing  a lawsuit against you?
                                    </a>
                                </li>
                                <li>
                                    <a href="TVPersonalityScams/DrOz.php" target="_top">
                                        <strong>
                                            Is Dr. Oz a scammer?
                                        </strong>
                                    </a>
                                </li>
                                <li>
                                    <a href="newsmediaBrianWilliams.php" target="_top">
                                        <strong>
                                            Brian Williams
                                        </strong>
                                        scam news man
                                    </a>
                                </li>
                                <li>
                                    <a href="CellPhoneScams/FlappyBirdsCloneScams.php" target="_top">
                                        <strong>
                                            Flappy Birds
                                        </strong>
                                        clone game with malware
                                    </a>
                                </li>
                                <li>
                                    <a href="earthquakescams/Japanese-earthquake-scams.php" target="_top">
                                        Fake 
						Japanese Earthquake disaster scams - find out how to donate safely to the 
      earthquake relief efforts in Japan and Haiti.
                                    </a>
                                </li>
                                <li>
                                    The latest harassing spam robo call:
                                    <a href="phone_scams_Make10000dollarsrightnow.php" target="_top">
                                        "Stop! I can show you how to earn $10,000 right now!"
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="phone_scams_autowarranty.php" target="_top">
                                            "Your Car  Warranty Has Expired" Scam
                                        </a>
                                    </b>
                                    - the FTC has sued the scum behind 
						these annoying calls! 'This is one of the most 
      aggressive telemarketing schemes the FTC has ever 
      encountered,' said FTC Chairman Jon Leibowitz. 'I'm not 
      sure which is worse, the abusive telemarketing tactics 
      of these companies, or the way they try to deceive 
      people once they get them on the phone. Either way, we 
      intend to shut them down.
                                    <a href="phone_scams_autowarranty.php" target="_top">
                                        See this page for the  latest information.
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="fakegovernment.php" target="_top">
                                            Tax Scams
                                        </a>
                                        - Now that it is the "tax season" in the U.S. tax scams are 
	everywhere.&nbsp; See this page for of the current tax scams.
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="Ponzi_schemes_howtheywork.htm" target="_top">
                                            Ponzi Scams
                                        </a>
                                    </b>
                                    - 
	Learn about Charles Ponzi,
                                    <a href="Bernard_Madoff_Ponzi_scheme.htm" target="_top">
                                        Bernard Madoff
                                    </a>
                                    and how the scams work.
                                </li>
                                <li>
                                    <b>
                                        <a href="leskoscam.php" target="_top">
                                            Matthew Lesko
                                        </a>
                                    </b>
                                    - 
	Screaming nutjob in a green question-mark suit peddling rubbish. If that 
	isn't clear enough,
                                    <a href="leskoscam.php" target="_top">
                                        read our full review here.
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="celebrityscams/celebrity_scams.php" target="_top">
                                            Celebrity  Scams
                                        </a>
                                    </b>
                                    - Is that email really from your favorite TV or movie star, Sports 
	hero or other celebrity?
                                </li>
                                <li>
                                    <a href="RansomwareOoops.php" target="_top">
                                        <b>
                                            Ransomware
                                        </b>
                                        spreading by email on May 12, 2017: "Ooops, your files have been encrypted!"
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Court, Legal and Criminal Activity:
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="Scammers_caught.php" target="_top">
                                            Scammers Caught!
                                        </a>
                                    </b>
                                    Want to read summaries of scammers who have been indicted or convicted?&nbsp;
                                    <a href="Scammers_caught.php" target="_top">
                                        See this page for recent cases.
                                    </a>
                                </li>
                                <li>
                                    <a href="The-Sales-Mentor-scammer-caught.php">
                                        The Sales Mentor scam
                                    </a>
                                </li>
                                <li>
                                    <a href="internet_scam_statistics.htm" target="_top">
                                        Internet Fraud, Scam and Crime Statistics
                                    </a>
                                    - 
	This page should be very useful for journalists and students researching 
	internet crime.
                                </li>
                            </ul>
                            <h3>
                                Lotteries, Promotions and Prizes
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="lotteries.php">
                                            L
                                        </a>
                                        <a href="lotteries.php" target="_top">
                                            ottery  and prize scams
                                        </a>
                                    </b>
                                    - emails tell you that you have won a 
	prize in a contest you don't remember entering, but you have to pay fees or 
	give them your bank account details. Also see out
                                    <a href="legitimatelotteries.php" target="_top">
                                        list of legitimate lotteries
                                    </a>
                                    and our
                                    <a href="lotteryscamnames.php" target="_top">
                                        list of scam lotteries
                                    </a>
                                    .
                                </li>
                                <li>
                                    <a href="scamsintheUK.php" target="_top">
                                        UK / United Kingdom Lottery  scams
                                    </a>
                                </li>
                                <li>
                                    <a href="lotteryscamCanadaSoccer.php" target="_top">
                                        Canadian Lottery  Scams
                                    </a>
                                </li>
                                <li>
                                    <a href="scamsinIreland.php" target="_top">
                                        Irish lottery scams
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="sweepstakes.php" target="_top">
                                            Sweepstakes and Prize Scams
                                        </a>
                                    </b>
                                    - similar to lotteries, except, by law, you are supposed to not need to buy 
	anything in order to win
                                </li>
                                <li>
                                    <b>
                                        <a href="InstantWinnerDeals.php" target="_top">
                                            Promotion Scams and  Rip-offs:
                                        </a>
                                    </b>
                                    Did you receive a phone call, email or notice in the mail 
	that you are an "instant winner" or that you are guaranteed to have won one 
	of several prizes? Maybe you completed a card at a store or put your name 
	and address in a box to win a vacation, or perhaps you dropped your business 
	card into a fishbowl. Often, this is a legal way for marketing companies to 
	harvest your name, address, email and phone number to suck you into to a 
	legal rip-off.
                                </li>
                                <li>
                                    <a href="lotteryscams_against_deaf.php" target="_top">
                                        Scams against the  hearing-impaired.&nbsp;
                                    </a>
                                    Scammers are equal-opportunity criminals; if you 
	have a handicap, they'll do their best to con you into thinking there is a 
	special grant or lottery just for that!
                                </li>
                            </ul>
                            <hr>
                            <h3>
                                Arrest Warrant Scams
                            </h3>
                            <ul>
                                <li>
                                    <strong>
                                        <a href="ArrestWarrantScams/arrest-warrant-scams.php" target="_top">
                                            Arrest    Warrant Scam
                                        </a>
                                    </strong>
                                    - Scammers create a fake Caller ID, which 
	  allows them to call you and appear to be calling from a local police, sheriff or other 
   law enforcement agency. They say there is a warrant out for your arrest, 
   but that you can pay a fine in order to avoid criminal charges. Of course, 
   these scammers don't take credit cards; only a Western Union MoneyGram, 
other wire transfer or pre-paid debit card will do
                                </li>
                            </ul>
                            <h3>
                                Astrology, Psychic, Faith and Religion Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="psychicscams.php" target="_top">
                                            Astrology and psychic schemes
                                        </a>
                                    </b>
                                    sent from an overseas based 
	psychic, clairvoyant or astrologer offering fortune telling books, reports 
	or a talisman for a fee.
                                </li>
                            </ul>
                            <h3>
                                Banking Scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="ATM_Scams.php" target="_top">
                                        <strong>
                                            ATM Scams
                                        </strong>
                                    </a>
                                    - Crimes at the Bank 
	Machine
                                </li>
                            </ul>
                            <h3>
                                Buying, Selling, Shopping and Auctions Online and Off
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="auctionfraud.php" target="_top">
                                            Auction Frauds
                                        </a>
                                        -
                                    </b>
                                    Do 
	you use EBay or PayPal, or other auction websites?&nbsp; Then read these 
	tips to know what to look for! Also see our page on
                                    <a href="sellingscams.php" target="_top">
                                        selling scams on the internet
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="CraigsList_scams.php" target="_top">
                                            Classified Ad Scams
                                        </a>
                                    </b>
                                    - Online classified ad websites like Craig's List (craigslist.org and 
	craigslist.org.uk) and newspapers have enabled millions of individuals to connect buy and 
	sell a great variety of personal merchandise, but the scammers are operating 
	there, just as everywhere else.&nbsp;
                                    <a href="CraigsList_scams.php" target="_top">
                                        See this page for illustrated  examples
                                    </a>
                                    that explain how the scam works.
                                </li>
                                <li>
                                    <a href="Scammers_posing_as_buyers.php" target="_top">
                                        <strong>
                                            Fake checks from 
	fake buyers
                                        </strong>
                                    </a>
                                    - If you have something to sell, whether you are one person 
	selling a used item or a business, there's a scammer waiting for you, as 
	long as you are willing to take a check for more than the price of the item.
                                </li>
                                <li>
                                    <b>
                                        <a href="checkcashingscams.php" target="_top">
                                            Fake checks - from fake  lotteries, EBay buyers and others
                                        </a>
                                    </b>
                                    - Just because someone sends you 
	or gives you a real-looking check, don't assume it is legitimate.&nbsp; And 
	attempting to cash it can land you in jail! Read more here. And what do you 
	think the scammer say when you call their phone number.&nbsp;
                                    <a href="lottery_call_with_a_scammer.php">
                                        Click here to read a transcript of  an actual call to a scammer
                                    </a>
                                    , as we pose as one of the "winners" he's 
	notified by email. And
                                    <a href="stolenchecks.htm" target="_top">
                                        see this  page for a list of banks that have reported stolen checks
                                    </a>
                                    , to see if the 
	check you received is from one of them!
                                </li>
                                <li>
                                    <b>
                                        <a href="shoppingonline.php" target="_top">
                                            Fake online stores
                                        </a>
                                    </b>
                                    - Is 
	that website offering fantastic prices legitimate? How can you tell?&nbsp; 
	Check here for tips and lists of known scam shopping websites.
                                </li>
                                <li>
                                    <b>
                                        <a href="pet_scams.php" target="_top">
                                            Pet scams
                                        </a>
                                    </b>
                                    - Photos of cute 
    puppies that are stranded, free to a good home&gt;&nbsp; It's a scam!
                                </li>
                                <li>
                                    <b>
                                        <a href="BadDeals.php" target="_top">
                                            Shopping scams
                                        </a>
                                    </b>
                                    - "Win a 
	Free Laptop", "refer friends and take 1 offer" and get a free computer.&nbsp; 
	These shopping "deals" are no bargain!&nbsp; See this page!
                                </li>
                            </ul>
                            <h3>
                                Checks / Cheques - Fake and Counterfeit
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="checkcashingscams.php" target="_top">
                                            Fake checks - from fake  lotteries, EBay buyers and others
                                        </a>
                                    </b>
                                    - Just because someone sends you 
	or gives you a real-looking check, don't assume it is legitimate.&nbsp; And 
	attempting to cash it can land you in jail! Read more here. And what do you 
	think the scammer say when you call their phone number.&nbsp;
                                    <a href="lottery_call_with_a_scammer.php">
                                        Click here to read a transcript of  an actual call to a scammer
                                    </a>
                                    , as we pose as one of the "winners" he's 
	notified by email. And
                                    <a href="stolenchecks.htm" target="_top">
                                        see this  page for a list of banks that have reported stolen checks
                                    </a>
                                    , to see if the 
	check you received is from one of them!
                                </li>
                                <li>
                                    <a href="jobscams_ComparisonShoppingSoln.php" target="_top">
                                        Fake checks  from the Comparison shopper scam.
                                    </a>
                                    &nbsp; Got a check in the mail you 
	didn't expect?&nbsp; Don't' cash it yet!
                                </li>
                                <li>
                                    <a href="Scammers_posing_as_buyers.php" target="_top">
                                        Fake checks from  fake buyers
                                    </a>
                                    - If you have something to sell, whether you are one person 
	selling a used item or a business, there's a scammer waiting for you, as 
	long as you are willing to take a check for more than the price of the item.
                                </li>
                            </ul>
                            <h3>
                                Computer viruses, Worms and Other Malware
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="spyware.php" target="_top">
                                            Spyware, Adware and other malware
                                        </a>
                                        -
                                    </b>
                                    Learn what they, how they work and what you can do to protect your pc!
                                </li>
                            </ul>
                            <h3>
                                Comic Relief - The Funny Side of Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="entertainment.php" target="_top">
                                            Entertainment in the World of Scams
                                        </a>
                                    </b>
                                    - looking for humor and a laugh?&nbsp; Read some of these stories of dumb scammers and 
	scam-baiters turning tables on the scammers!
                                </li>
                            </ul>
                            <h3>
                                Con Men / Con Games
                            </h3>
                            <ul>
                                <li>
                                    <a href="conmen.php" target="_top">
                                        Confidence scams
                                    </a>
                                    - Not all scams and scammers appear in email, a letter or a phone 
call.&nbsp; Some approach you where and when you least expect them: in church, 
at school, in a grocery store or gym. Fond what to watch out for here.
                                </li>
                            </ul>
                            <h3>
                                Counterfeit Products
                            </h3>
                            <ul>
                                <li>
                                    <a href="Fake_Products_Nike.php" target="_top">
                                        Counterfeit Shoes: Nikes (and Others)
                                    </a>
                                    - What You Can Do After Being Scammed
                                </li>
                            </ul>
                            <h3>
                                Credit Reporting
                            </h3>
                            <ul>
                                <li>
                                    <a href="free_credit_reports.php" target="_top">
                                        Free credit reports
                                    </a>
                                    - find out 
	about the scam "free" credit report websites and how to get a real, free 
	credit report.
                                </li>
                                <li>
                                    <a href="creditreport_howitworks.php" target="_top">
                                        What Are Credit  Scores, Credit Reports and How Do They Work?
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Debt collection scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="debtcollection.php" target="_top">
                                        Debt collection, laws and  your rights
                                    </a>
                                </li>
                                <li>
                                    <a href="debtcollectionscams_what_to_do.php" target="_top">
                                        Debt  collection: what to do if you are being harassed
                                    </a>
                                </li>
                                <li>
                                    <a href="debtcollectionsol.php" target="_top">
                                        Debt collection: state  statutes of limitations
                                    </a>
                                </li>
                                <li>
                                    <a href="debt_collection/debt-collector-scams.php" target="_top">
                                        Debt collection scam  emails and phone calls
                                    </a>
                                </li>
                                <li>
                                    <a href="debtconsolidation.php" target="_top">
                                        Debt consolidation loan  scams
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Domain registry scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="domainnamescams.htm" target="_top">
                                            Domain name registration  scams
                                        </a>
                                    </b>
                                    - If you have a website and domain name, you receive what 
	looks like a bill, telling you your domain is about to expire. DON'T pay it 
	- see this page first!
                                </li>
                            </ul>
                            <h3>
                                Dubious Claims and Commercials
                            </h3>
                            <ul>
                                <li>
                                    You just saw a commercial on TV, heard it on the radio or saw a website, and are 
wondering, is that for real or a scam?&nbsp; Is that product or service. See 
this page of commercials and claims we are currently investigating.
                                    <br>
                                    <a href="suspiciousoffers/suspiciousoffers_socialsecurity211.php" target="_top">
                                        SocialSecurity211.com
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Education Scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="Education_Degree_Scams.php" target="_top">
                                        Quick degree scams
                                    </a>
                                    - "Get your degree in 30 days!" "No studying required", "Turn your 
	experience into a degree". Sure, they're accredited and the degree is legal 
	and meaningful. And we have some swampland to sell you, too.
                                    <a href="Education_Degree_Scams.php" target="_top">
                                        Click here for details.
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Email Scams and Spam
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="spam.php" target="_top">
                                            Spam Email
                                        </a>
                                    </b>
                                    - Endless unsolicited help in 
	getting a cheap mortgage, enlarging your 
	genitals, 
	buying Viagra or cheap drugs, software or losing weight. Many of these also 
	contain worms and viruses! And don't think for a moment that the "sent from" 
	or "reply to" addresses are real.. or really who sent it.&nbsp;
                                    <a href="spoofing.php" target="_top">
                                        See this page about falsified email  addresses: spoofing!
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        How to Stop Spam almost forever! Y
                                    </b>
                                    ou don't have to face an inbox full of 
						porn, spam, scams and junk every day.&nbsp;
                                    <a href="spam_howtoprevent.php" target="_top">
                                        Here's how  to stop it.
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        Scam emails with trick contracts
                                    </b>
                                    - bait and 
						switch and other scams, like
                                    <br>
                                    &nbsp;the
                                    <strong>
                                        <a href="EmailScams-World-Business-List.php" target="_top">
                                            World Business List.
                                        </a>
                                    </strong>
                                </li>
                                <li>
                                    <b>
                                        <a href="nigerian.php" target="_top">
                                            Nigerian Scams: Money  Transfer / Advance Fee Fraud / Bank account scams / Fake Business deals
                                        </a>
                                        (419 scams)
                                    </b>
                                    , such as letters, emails or 
	faxes notifying the recipient that the sender requires help in transferring 
	a large sum of money through your bank account (for reward) usually from 
	Nigerian and Dutch sources. There are many variations on this scheme, 
	including the
                                    <a href="bizpropsamplelist.php" target="_top">
                                        fake business  deal: "I need a business partner in the U.S."
                                    </a>
                                    , types of money 
	laundering, and others. Also see
                                    <a href="cashierscheck.php" target="_top">
                                        fake cashier's checks
                                    </a>
                                    . Also see
                                    <a href="jobscams.php" target="_top">
                                        Jobs Scams
                                    </a>
                                    . Also see these pages:
                                    <ul>
                                        <li>
                                            <a href="bizpropsamplelist.php" target="_top">
                                                Samples of&nbsp; common  scams and how to know they are fakes!
                                            </a>
                                        </li>
                                        <li>
                                            <a href="nigerian_names.php" target="_top">
                                                Names used by scammers  for their organizations
                                            </a>
                                        </li>
                                        <li>
                                            <a href="namesusedinscams.php" target="_top">
                                                Names of scammers /  names used by scammers
                                            </a>
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFFwidows.php" target="_top">
                                                Poor widows and orphans of super wealthy diplomats, Generals, Presidents  and whatever... with millions in an account that you can help get!
                                            </a>
                                            &nbsp;
                                        </li>
                                        <li>
                                            <a href="celebrityscams/celebrity_scams.php" target="_top">
                                                Celebrity  Scams
                                            </a>
                                            - Is that email really from your favorite TV or movie star, 
		Sports hero or other celebrity?
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFF_ATMcards.php" target="_top">
                                                ATM Card Scams - Nigeria owes you money from an inheritance / contract  file
                                            </a>
                                            &nbsp;
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFFbarristers.php" target="_top">
                                                Lawyers and Barristers with Dead Clients Bank Accounts (they could give  lawyers a bad name)
                                            </a>
                                            &nbsp;
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFFgovernment.php" target="_top">
                                                Government officials, bankers, insurance managers and account managers,  all with dead rich clients
                                            </a>
                                            &nbsp;
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFFbizpartner.php" target="_top">
                                                Foreign business deal scams - need a partner or rep where you live  (lucky you!)
                                            </a>
                                            &nbsp;
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFFreligion.php" target="_top">
                                                Religious scams - "Oh, for the love of Christ..."
                                            </a>
                                            &nbsp;
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFFfakegrants.php" target="_top">
                                                Fake grants, loans and credit card applications (take our millions,  please!)
                                            </a>
                                            &nbsp;
                                        </li>
                                        <li>
                                            <a href="https://www.consumerfraudreporting.org/AFFmisc.php" target="_top">
                                                Miscellaneous: No classifications - It's hard to figure out WHAT the  scam of these gibberishy emails are supposed to be!&nbsp;
                                            </a>
                                        </li>
                                    </ul>
                                </li>
                            </ul>
                            <h3>
                                Extortion Scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="extortion_emails.php" target="_top">
                                        Extortion scam emails overview
                                    </a>
                                </li>
                                <li>
                                    <a href="extortion_emails.php" target="_top">
                                        Porn Watching Extortion - aka, Sextortion
                                    </a>
                                    : the 
						scammer sends an email in which the scammer claims to 
      have used software to activate the camera on your device 
      and recorded you watching porn, which he will send to 
      everyone in your contact list
                                </li>
                                <li>
                                    <a href="extorion_scams.php" target="_top">
                                        Death Threat Extortion Scams
                                    </a>
                                    : Not satisfied 
	with trying to con money from victims, some scammers are trying death 
	threats and extortion scams.&nbsp; See this page for more information and 
	sample emails.
                                </li>
                            </ul>
                            <h3>
                                Scams written in languages other than English
                            </h3>
                            <ul>
                                <li>
                                    En Espanol -
                                    <a href="ES_En_Espanola.php" target="_top">
                                        Haga clic aqu para ver  descripciones en espanol
                                    </a>
                                </li>
                                <li>
                                    In French -
                                    <a href="FRbizscamW_MariaKoffi.php" target="_top">
                                        Scams in  French
                                    </a>
                                    and
                                    <a href="FRbizscamW_general.php" target="_top">
                                        this one
                                    </a>
                                    .
                                </li>
                            </ul>
                            <h3>
                                Fake Organization Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="fakeagencies.php" target="_top">
                                            Fake government agencies,  non-existent charitable organizations
                                        </a>
                                    </b>
                                    and other fake groups and 
	entities - there are a host of scammers who create legitimate sounding 
	organizations that do not exist or exist only on paper.&nbsp; Before you 
	donate or pay some organization, check here for the frauds!
                                </li>
                            </ul>
                            <h3>
                                False or deceptive advertising and defective products
                            </h3>
                            <ul>
                                <li>
                                    <a href="productscams_.php" target="_top">
                                        See current cases of false  advertising
                                    </a>
                                    , defective product investigations, exaggerated product 
	claims, product scams and the court or FTC settlements.
                                </li>
                                <li>
                                    <a href="FTCsearch.php" target="_top">
                                        Click here to search the FTC  database
                                    </a>
                                    to see if a particular company or product has been investigated 
	for false advertising, defective products or other trade issues? Just search 
	the Federal Trade Commission's (FTC) database.
                                </li>
                            </ul>
                            <h3>
                                Fax Scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="FaxScams.php" target="_top">
                                        Are junk faxes and fax scams
                                    </a>
                                    with names like "vacation memos" and "stock tips" piled up on your company 
	fax machine? Does you fax machine spew out junk advertising? Read about 
	these scams here.
                                </li>
                            </ul>
                            <h3>
                                Grants - Fake
                            </h3>
                            <ul>
                                <li>
                                    <a href="AFFfakegrants.php" target="_top">
                                        The fake grant scam
                                    </a>
                                    is a 
	variation of the counterfeit check passing scam.&nbsp; See this page for 
	more information.
                                </li>
                                <li>
                                    <p>
                                        If you are looking for information about
                                        <a href="ScholarshipScams.php" target="_top">
                                            college scholarship, grant and  loan scams, see this page.
                                        </a>
                                    </p>
                                </li>
                            </ul>
                            <h3>
                                "Green Card Lottery"
                            </h3>
                            <ul>
                                <li>
                                    Its real name is the Diversity Lottery and scams abound for it.&nbsp; In 
	fact there are far more scams than legitimate websites and services.
                                    <a href="greencardlotteryexplained.php" target="_top">
                                        See this page for the  facts of how both the real DV lottery works... and how the scams work
                                    </a>
                                    .
                                </li>
                            </ul>
                            <h3>
                                Health Insurance and Healthcare Scams and Spams
                            </h3>
                            <ul>
                                <li>
                                    <a href="stop-health-insurance-calls.php" target="_top">
                                        <strong>
                                            How 
		to Stop Health Insurance Sales Calls
                                        </strong>
                                    </a>
                                </li>
                                <li>
                                    <a href="insurancescams/insurancescams.php" target="_top">
                                        <strong>
                                            Health Insurance, medical insurance, Life insurance scams
                                        </strong>
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Hoaxes, Myths and Email Chain Letters
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="emailhoaxes.php">
                                            Hoaxes and nuisance scams
                                        </a>
                                    </b>
                                    - 
	Your water bottle won't give you cancer and Bill Gates doesn't want to send 
	anyone to Disney World, least of all, just because you send an email to 20 
	friends...
                                </li>
                                <li>
                                    <a href="bizpropsamplelist.php" target="_top">
                                        <b>
                                            Fake business deals
                                        </b>
                                        :
                                    </a>
                                    "I need a business partner in the U.S."... and more.
                                </li>
                            </ul>
                            <h3>
                                House, Home and Apartment Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="homerepairscams.php" target="_top">
                                            Home repair scams
                                        </a>
                                    </b>
                                    - Just because they advertise in the yellow pages, drive a business van, or 
    look like a technician, doesn't mean they aren't out to scam you!
                                </li>
                                <li>
                                    Mortgage scams
                                </li>
                            </ul>
                            <h3>
                                Identity Theft and Credit Reports
                            </h3>
                            <ul>
                                <li>
                                    Some of the most common identity theft and credit report scams are listed below. 
You can protect yourself from&nbsp;
                                    <a href="http://www.nextadvisor.com/identity_theft_protection_services/index.php" rel="nofollow" target="_blank">
                                        identity  theft
                                    </a>
                                    , but do your homework. Many companies have resources available online to help you know 
your best options.
                                </li>
                                <li>
                                    <b>
                                        <a href="identitytheft.php" target="_top">
                                            Identity Theft
                                        </a>
                                    </b>
                                    - we 
	have loads of free facts sheets, guides, resources, contact lists, who to 
	report the crimes to and how to repair the damage here.
                                </li>
                                <li>
                                    <b>
                                        <a href="free_credit_reports.php" target="_top">
                                            Check your credit  report, for free!
                                        </a>
                                    </b>
                                    Yes, you really can.&nbsp; The US Government 
	mandated it.&nbsp; But watch out for the scams.&nbsp; Find out how, here. 
	And does FreeCreditReports.com give you a free no obligation credit report ?&nbsp; 
	No, they don't!
                                    <a href="freecreditreportdotcom.php" target="_top">
                                        Read  about that here!
                                    </a>
                                </li>
                                <li>
                                    <a href="credit_freeze_summary.php" target="_top">
                                        Freeze your credit
                                    </a>
                                    ! Did you also know that in many states you can freeze to 
	credit information&nbsp; Even if your state is one of the few that doesn't 
	allow a freeze, you can still freeze your files at the three major credit 
	bureaus.&nbsp;
                                    <a href="credit_freeze_summary.php" target="_top">
                                        See this  page for more information about both freezes.
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="credidcardtheft.php" target="_top">
                                            Credit card account  information thefts
                                        </a>
                                    </b>
                                    - if you have a credit card from a bank or 
	department store, you may want to periodically check this page, to see if 
	your account information has been stolen!
                                </li>
                                <li>
                                    <b>
                                        <a href="phishing.php" target="_top">
                                            Phishing
                                        </a>
                                    </b>
                                    - fake emails and fake websites pretending to be your 
	bank, credit card company or other agency, and asking for your private 
	account information. Often they claim to be from PayPal, Barclay's Bank, 
	Citibank, Chase Manhattan bank, or other well-known names.
                                </li>
                                <li>
                                    <b>
                                        <a href="pharming.php" target="_top">
                                            Pharming
                                        </a>
                                    </b>
                                    - the latest 
	scam, is that website the one you think it is... or a fake?
                                </li>
                            </ul>
                            <h3>
                                Insurance scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="insurancescams/insurancescams.php" target="_top">
                                        <strong>
                                            Health Insurance, medical insurance, Life insurance scams
                                        </strong>
                                    </a>
                                    - In the wake of the Affordable Care Cat, Health insurance scams are 
		everywhere.&nbsp; Find out if yours is a scam here.
                                </li>
                            </ul>
                            <h3>
                                Investing, Currency, Precious metals, Retirement, Loans, Debt Collection and Other Financial Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="debtcollectionscams_what_to_do.php" target="_top">
                                            Debt  collection scams and unfair collection practices
                                        </a>
                                    </b>
                                    - see this page for 
	the information you'll need to know what to do, whether you owe the debt or 
	think it is a scam.
                                </li>
                                <li>
                                    <b>
                                        <a href="investment_scams.php" target="_top">
                                            Investment and Retirement Scams  - The "Free Lunch Seminar" Scam
                                        </a>
                                    </b>
                                    - Have you been invited to a free 
	lunch to hear a "seminar" about retirement planning, investing and/or tax 
	strategies?&nbsp; Beware that scam!
                                </li>
                                <li>
                                    <b>
                                        <a href="fakebilling.php" target="_top">
                                            Fake bills and invoices
                                        </a>
                                    </b>
                                    - "Pro forma" invoicing: You get a bill that looks real, but either you 
	never ordered the product or service, or they're not really the company you 
	bought it from.
                                </li>
                                <li>
                                    <a href="currency/currencyscams.php" target="_top">
                                        <strong>
                                            Currency and metals scams
                                        </strong>
                                    </a>
                                    - Gold, 
						Silver, Bitcoin,&nbsp; foreign currency trading and 
      other forms of money
                                </li>
                                <li>
                                    <b>
                                        <a href="LoanScams.php" target="_top">
                                            Loan Scams
                                        </a>
                                    </b>
                                    - Did you 
	receive a phone call, email, letter, or respond to an ad that said they 
	approve loans for anyone, regardless of credit history?&nbsp; beware!&nbsp; 
	It is a scam!&nbsp; See this page!
                                </li>
                                <li>
                                    <a href="College_Scholarship_Scams.php" target="_top">
                                        <b>
                                            Scholarship, 
	Student Loan and Financial Aid scams
                                        </b>
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="stock_scams.php" target="_top">
                                            Stock and investment scams
                                        </a>
                                    </b>
                                    - 
	beware that "hot" stock tip you received in your email.
                                </li>
                            </ul>
                            <h3>
                                Job, Employment and Recruiting Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="jobscams.php">
                                            Job Scams
                                        </a>
                                    </b>
                                    - fake job offers, trying to 
	either get your personal information, or trick you into showing up for a 
	multi-level marketing pitch. 30biz.com and others. Also see these borderline scams:
                                    <a href="spamjobemails.php" target="_top">
                                        spam job interview emails.
                                    </a>
                                </li>
                                <li>
                                    Also see
                                    <a href="work_from_home_scams.php" target="_top">
                                        work from home  scams
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Loan and Mortgage scams
                            </h3>
                            <ul>
                                <li>
                                    Mortgage restructuring and foreclosure avoidance scams are on the rise.&nbsp;
                                    <a href="loanscams/MortgageScams.php" target="_top">
                                        See this page to  recognize and avoid them
                                    </a>
                                    .
                                </li>
                                <li>
                                    If you are looking for information about
                                    <a href="ScholarshipScams.php" target="_top">
                                        college scholarship, grant and  loan scams, see this page.
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Lottery 
	and prize scams
                            </h3>
                            <ul>
                                <li>
                                    Emails tell you that you have won a 
	prize in a contest you don't remember entering, but you have to pay fees or 
	give them your bank account details.
                                    <a href="lotteries.php" target="_top">
                                        See this page for information about lottery scams
                                    </a>
                                    . Also see our
                                    <a href="legitimatelotteries.php" target="_top">
                                        list of legitimate lotteries
                                    </a>
                                    and our
                                    <a href="lotteryscamnames.php" target="_top">
                                        list of scam lotteries
                                    </a>
                                    .
                                </li>
                            </ul>
                            <h3>
                                Mail / Postal Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="postscams.php" target="_top">
                                            Scams in your mailbox
                                        </a>
                                    </b>
                                    - very 
	often the same scams that are sent by email are also sent in the surface 
	post.&nbsp;
                                </li>
                                <li>
                                    <a href="sweepsscam_UnclaimedSweepsAdvisory.php" target="_top">
                                        Unclaimed  sweepstakes winnings checks and letters
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Malware
                            </h3>
                            <ul>
                                <li>
                                    <a href="malware/MalwareInEmails.php" target="_top">
                                        <strong>
                                            Emails with attachments
                                        </strong>
                                        that contain viruses, trojans and other malware
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Medical Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="medicalfraud.php" target="_top">
                                            Medical frauds
                                        </a>
                                        and
                                        <a href="medicalhoaxes.php" target="_top">
                                            hoaxes
                                        </a>
                                    </b>
                                    - Don't be fooled 
	by quacks, fake medicines, magnetic shoe inserts, and electronic abdominal 
	exercisers.&nbsp; Find out the truth here!
                                </li>
                            </ul>
                            <h3>
                                Miscellaneous Scams: Food, Travel, Etc
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="foodfraud.php" target="_top">
                                            Food frauds
                                        </a>
                                    </b>
                                    - Believe 
	it or not, there are actually fake foods - usually worthless supplements and 
	pills and foods making false health claims.
                                </li>
                                <li>
                                    <b>
                                        <a href="travelscams.php" target="_top">
                                            Travel scams
                                        </a>
                                    </b>
                                    - Have 
	you "won" a "free vacation"?&nbsp; But it turns out to be a sales 
	pitch for time sharing condominiums!
                                </li>
                            </ul>
                            <ul>
                                <li>
                                    <a href="Contractors-how-to-hiire-a-contractor-to-work-on-your-home.php">
                                        How to hire a contractor and avoid being scammed!
                                    </a>
                                </li>
                                <li>
                                    <a href="Dr-Steve-Gundry-Plant-Paradox-Scam.php">
                                        Dr. Steven Gundry, Lectins and other bogus claims
                                    </a>
                                </li>
                                <li>
                                    <a href="phishing_Amazon-Account-Locked-Scam.php">
                                        Amazon "Account Locked" scam email
                                    </a>
                                </li>
                                <li>
                                    <a href="Samsung-Refrigerators-Faulty-Design-Lawsuit.php">
                                        Samsung refrigerator problems, class action lawsuit
                                    </a>
                                </li>
                                <li>
                                    <a href="Wells-Fargo-account%20-suspended-scam.php">
                                        Wells Fargo Security Alert "
                                        <span>
                                            We have suspended your online banking access
                                            <o:p>
                                                "
                                            </o:p>
                                        </span>
                                    </a>
                                </li>
                                <li>
                                    <a href="Wells-Fargo-required-upgrade-scam.php">
                                        Wells Fargo Required Upgrade Scam email
                                    </a>
                                </li>
                                <li>
                                    <a href="Google-Reward-Prize-Scam-Email.php">
                                        Google Reward Prize "It's your lucky year"
                                    </a>
                                    . Maybe not, if you opened the attachment.
                                </li>
                                <li>
                                    <a href="Phishing-Amazon-Online-Payment.php" target="_top">
                                        Amazon scam email
                                    </a>
                                    - email telling about an order you did not make and a phone number to call;
                                    <a href="EmailScam-Amazon.php">
                                        also see this example
                                    </a>
                                    .
                                </li>
                                <li>
                                    <a href="EmailScam-Fake-McAfee-auto-renewal.php">
                                        McAfee Scam email
                                    </a>
                                    - McAfee Security Subscription that has expired and is on automatic 
		renewal/upgrade
                                </li>
                                <li>
                                    <a href="EmailPhishingScam-Billing-Team-Symantec-MacAfee.php">
                                        MacAfee - Symantec
                                    </a>
                                    scam email
                                </li>
                                <li>
                                    <a href="Norton-scam-email.php">
                                        Norton Lifelock scam email
                                    </a>
                                </li>
                                <li>
                                    <a href="CoronavirusEmails.php" target="_top">
                                        Coronavirus scams
                                    </a>
                                </li>
                                <li>
                                    <a href="PhoneScams-Anthem-robocall.php" target="_top">
                                        Anthem Fake Robocall
                                    </a>
                                </li>
                                <li>
                                    <a href="Email-with-Malware-Attachments.php">
                                        Emails with malware attachments
                                    </a>
                                </li>
                                <li>
                                    <a href="Ransomware-what-to-do.php" target="_top">
                                        Ransomware - what it is and what to do
                                    </a>
                                </li>
                                <li>
                                    <a href="facebook-scams.php" target="_top">
                                        Facebook scammers
                                    </a>
                                </li>
                                <li>
                                    <a href="Coronavirus-Essential-Oil-Scams.php" target="_top">
                                        The FDA and FTC are going after essential oil and other coronavirus scams
                                    </a>
                                </li>
                                <li>
                                    <a href="Zicam-or-ZiScam.php" target="_top">
                                        Zicam to shorten colds - is it worth the cost, and the risks?
                                    </a>
                                </li>
                                <li>
                                    <a href="FedExScamTextMessage.php" target="_top">
                                        FedEx text message scam
                                    </a>
                                </li>
                                <li>
                                    <a href="Malware-Browser-GoogleChromeCriticalError.php" target="_top">
                                        Browser Hijacking scams and malware:"Google Chrome Critical Error"
                                    </a>
                                </li>
                                <li>
                                    <a href="EmailScams-MailboxQuotaReached.php" target="_top">
                                        Email Scam: Mailbox Quota Reached.&nbsp;You will be blocked from sending and receiving
                                    </a>
                                </li>
                                <li>
                                    <a href="extortion_emails.php" target="_top">
                                        Porn Watching Extortion - aka, Sextortion
                                    </a>
                                </li>
                                <li>
                                    <a href="PhoneScams.-Call_to_Claim_Your_Refund.php" target="_top">
                                        Robocall scam: Call to claim your refund from Apple and Windows Support.
                                    </a>
                                </li>
                                <li>
                                    <a href="fakegovt/Social-Secuity-Case-Against-You-Scam.php" target="_top">
                                        2020 Social Security Scam Phone Call
                                    </a>
                                </li>
                                <li>
                                    <a href="Hurricane_scams.php" target="_top">
                                        Avoid Hurricane Florence  Scams
                                    </a>
                                </li>
                                <li>
                                    <a href="PhoneScams.-Dept-of-US-Treasury.php" target="_top">
                                        Calls  claiming to be from the U.S. Treasury Department
                                    </a>
                                </li>
                                <li>
                                    <a href="Sams-Club-shopper-survey-scam.php">
                                        Sam's Club Shopper survey scam
                                    </a>
                                </li>
                                <li>
                                    <a href="Scam_Email_SamsClub.php" target="_top">
                                        Sam's Club Scam Email
                                    </a>
                                </li>
                                <li>
                                    <a href="Sams-Club-Sums-CLub-Scam.php">
                                        Sums Club - another Sams Club scam email
                                    </a>
                                </li>
                                <li>
                                    <a href="PhoneScam-Your-Microsoft-Key-Has-Expired.php" target="_top">
                                        "Your Microsoft license key has expired" scam call
                                    </a>
                                </li>
                                <li>
                                    <a href="PhoneScam-Apple-Microsoft-Refund.php" target="_top">
                                        Apple  and Microsoft Technical Support refund scam phone call
                                    </a>
                                </li>
                                <li>
                                    <a href="EquifaxDataBreach2017.php" target="_top">
                                        The 2017 Equifax  Data Breach and Identity Thefts
                                    </a>
                                </li>
                                <li>
                                    <a href="Poland-Springs-Bottled-Water-Scam.php" target="_top">
                                        Polish  Springs Bottled Water Scam
                                    </a>
                                </li>
                            </ul>
                            <p>
                                &nbsp;
                            </p>
                            <h3>
                                Money Making, Income, Get-Rich and "Passive Residual Income" Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="websitescams.php" target="_top">
                                            Get rich scheme and scam websites
                                        </a>
                                    </b>
                                    - Some 
	websites are themselves scams; claiming to offer you a good deal, when at 
	best, their prices are terrible and at worst, they're identity thieves!
                                </li>
                                <li>
                                    <b>
                                        <a href="MLM.php" target="_top">
                                            Multi-Level Marketing
                                        </a>
                                    </b>
                                    - they 
	may disguise themselves by selling a small amount of overpriced, hyped 
	products, but don't be fooled. Your chances of success are very small and 
	many are
                                    <a href="MLMscams.htm" target="_top">
                                        illegal pyramid schemes
                                    </a>
                                    .
                                </li>
                                <li>
                                    <a href="Ponzi_schemes_howtheywork.htm" target="_top">
                                        Ponzi Scams
                                    </a>
                                    - 
	Learn about Charles Ponzi,
                                    <a href="Bernard_Madoff_Ponzi_scheme.htm" target="_top">
                                        Bernard Madoff
                                    </a>
                                    and how the scams work.
                                </li>
                            </ul>
                            <h3>
                                Mortgage scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="mortgagescams/mortgage_scams.php" target="_top">
                                        Captured  mortgage scammers
                                    </a>
                                    - Read about the latest scammers who tried to rip off 
	homebuyers, caught by the FBI.
                                </li>
                            </ul>
                            <h3>
                                Mystery Shopper Scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="secretshopperscams.php" target="_top">
                                        Mystery or Secret Shopper  scams:
                                    </a>
                                    Have you heard that you can get paid to shop, as a mystery 
	shopper or secret shopper? If you received an email that claims you can earn 
	a living as a secret or mystery shopper by dining at elegant restaurants, 
	shopping at pricey stores, or checking into luxurious hotels, beware!&nbsp;
                                </li>
                            </ul>
                            <h3>
                                Online Dating and Social Networking Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="russian_women.php" target="_top">
                                            Russian Dating Scams
                                        </a>
                                        -
                                    </b>
                                    You hear of American men meeting beautiful Russian women online and 
	marrying them. But have you heard of all the guys that where scammed, and 
	lost thousands of dollars?
                                </li>
                                <li>
                                    <a href="datingscams.php" target="_top">
                                        Dating scams and scammers
                                    </a>
                                    - 
	Con Men aren't just men. And some women you may meet online aren't women, at 
	all; just more com MEN. See these reports from victims for examples of 
	online dating scams.
                                </li>
                            </ul>
                            <h3>
                                Other Countries: Scams Targeting Residents of Other English-Speaking 
Countries
                                <br>
                                (UK, Canada, Australia, New Zealand, South Africa, Etc)
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="scamsintheUK.php" target="_top">
                                            Scams in the United Kingdom
                                        </a>
                                    </b>
                                    - They're very much the same as in the United States, but UK residents may 
	find more useful government phone numbers and reporting here!
                                </li>
                                <li>
                                    <b>
                                        <a href="scamsinIreland.php" target="_top">
                                            Scams in Ireland
                                        </a>
                                    </b>
                                    and with the Irish Lottery
                                </li>
                            </ul>
                            <h3>
                                Phishing scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="phishing.php" target="_top">
                                        <strong>
                                            Phishing
                                        </strong>
                                    </a>
                                    is scamming to get you to provide private information, like a password to a bank 
		account, you Social Security Number, etc. Phishing scams are commonly sent by email or phone.&nbsp;
                                    <a href="phishing_examples.php" target="_top">
                                        See 
		examples and what to do on this page
                                    </a>
                                    .
                                </li>
                            </ul>
                            <h3>
                                Phone scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="https://www.consumerfraudreporting.org/phone_spams.php" target="_top">
                                        <strong>
                                            Phone scams
                                        </strong>
                                    </a>
                                    - Calls from unknown numbers, scammers, harassing calls claiming you owe money, threatening you or trying to get 
	personal identifying information
                                </li>
                                <li>
                                    <a href="phone_scams.php" target="_top">
                                        Phone and collect call  scams
                                    </a>
                                    - Have you received collect calls which you may not have even 
	accepted, but got hit with a charge on your phone bill?
                                </li>
                                <li>
                                    <a href="PayDayLoan.php" target="_top">
                                        Pay Day Loan Scams
                                    </a>
                                </li>
                                <li>
                                    <a href="howtoblocktelemarketers.php" target="_top">
                                        How to stop calls from  telemarketers.
                                    </a>
                                </li>
                                <li>
                                    <a href="how-to-file-a-complaint-about-telemarketers.php" target="_top">
                                        <strong>
                                            How to File a Complaint Against Telemarketers
                                        </strong>
                                        and Robocalls 
						and how to report them and possibly collect a reward&nbsp;
                                    </a>
                                </li>
                                <li>
                                    <a href="telemarketing_rules.php" target="_top">
                                        Rules and Laws That  Telemarketers Must Follow
                                    </a>
                                    .
                                </li>
                                <li>
                                    <a href="howtostopharassingcalls.php" target="_top">
                                        Harassing, obscene, annoying or threatening calls and how to stop them
                                    </a>
                                </li>
                                <li>
                                    <a href="FaxesLaws.php" target="_top">
                                        See this page about  junk fax laws and regulations
                                    </a>
                                </li>
                                <li>
                                    If you do listen to the pitch,
                                    <a href="telemarketing_scams.php" target="_top">
                                        see this page for  characteristics of a telemarketing scam.
                                    </a>
                                </li>
                                <li>
                                    <a href="https://www.consumerfraudreporting.org/cfr.php?PAGGE=/index.php&amp;NAME=&amp;URL=http%3A%2F%2Fsearch.ftc.gov%2Fquery.html%3Fcol%3Ddecision%26col%3Dfull%26col%3Dhsr%26col%3Dnews%26qt%3Dtelemarketer%26charset%3Diso-8859-1" target="_blank">
                                        To see the latest news, convictions and FTC cases against telemarketers,  click here
                                    </a>
                                </li>
                                <li>
                                    <a href="PhoneScams_Verify_Your_Google_Listing.php" target="_top">
                                        Scam: Our records show you have not verified your Google 
						listing
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Product Scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="productscams_.php" target="_top">
                                        See current cases of false  advertising
                                    </a>
                                    , defective product investigations, exaggerated product 
	claims, product scams and the court or FTC settlements.
                                </li>
                                <li>
                                    <a href="FTCsearch.php" target="_top">
                                        Click here to search the FTC  database
                                    </a>
                                    to see if a particular company or product has been investigated 
	for false advertising, defective products or other trade issues? Just search 
	the Federal Trade Commission's (FTC) database.
                                </li>
                                <li>
                                    Chuck Wollery is busy hawking
                                    <a href="productscams/WillowCurve.php" target="_top">
                                        "the Willow Curve" for pain.&nbsp; See this page for our 
						take on it.
                                    </a>
                                </li>
                                <li>
                                    <a href="productscams/LowT-LowTestosteroneJunkProducts.php" target="_top">
                                        Low "T", Low Testosterone - and similar scam products
                                    </a>
                                    - It turns out that medical authorities say this 
						actually affects very, very few men and the 
      advertisements enormously hype both the prevalence and 
      the effects of their "products".
                                </li>
                                <li>
                                    <b>
                                        Kinoki Foot Pads
                                    </b>
                                    - to remove body toxins by drawing them through 
	the skin in your feet into a fabric pad.&nbsp; We thought about writing a 
	page about this, but honestly it's just so idiotic, that if you buy them, you 
	probably also have a Q-Ray bracelet in drawer and nothing we could say would 
	convince you that they are worthless. With regard to the Q-Ray, the FTC filed a complaint with the courts 
	on May 27, 2003, after several months of investigation and preparation for 
	litigation (
                                    <a href="https://www.consumerfraudreporting.org/cfrrd.php?PAGGE=/index.php&amp;NAME=see  this page on the FTC.gov website&amp;URL=https://ftc.gov//os/caselist/0323011/qtinccmp.pdf" target="_blank">
                                        see  this page on the FTC.gov website
                                    </a>
                                    ). Remember, just because a product is advertised on TV 
	does NOT mean that its claims are true or approved by any government agency. 
	They can say whatever they like in an advertisement, and hope the government 
	doesn't notice or have the resources to go after them. But if you like to call Kinoki up just to express how you feel about their 
	product, here is their phone number: 888-338-6921. Being such a reputable 
	company, we're sure they'd
                                    <i>
                                        love
                                    </i>
                                    to hear from you about how happy you 
	are with their product.
                                </li>
                                <li>
                                    <a href="productscams/rightsizesmoothies.php" target="_top">
                                        <strong>
                                            Right Size Smoothies:
                                        </strong>
                                        See what we have 
						discovered thus far about this popularly advertised 
      weight loss smoothie
                                    </a>
                                </li>
                                <li>
                                    Click here for
	how to detect a
                                    <a href="SolarEclipseViewingGlassesScams.php" target="_top">
                                        Scam 2017 Solar Eclipse  viewing glasses and safety information
                                    </a>
                                </li>
                                <li>
                                    Magnets and magnetic bracelets
                                </li>
                            </ul>
                            <h3>
                                RoboCalls
                            </h3>
                            <ul>
                                <li>
                                    RoboCall scams are prevalent; many people receive 5 or 6 per day, 
		like this
                                    <a href="RoboCall-Chronic-Back-Pain-Scam.php" target="_top">
                                        "Chronic Back Pain scam robo call from "Lisa"
                                    </a>
                                </li>
                                <li>
                                    FCC takes action against robocalls
                                </li>
                            </ul>
                            <h3>
                                Shopping Online
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="BadDeals.php" target="_top">
                                            Shopping scams
                                        </a>
                                    </b>
                                    &nbsp; 
						and Hidden subscription scam
                                </li>
                            </ul>
                            <h3>
                                Spam:
                            </h3>
                            <ul>
                                <li>
                                    How to Stop Spam almost forever! You don't have to face an inbox full of 
						porn, spam, scams and junk every day.&nbsp;
                                    <a href="spam_howtoprevent.php" target="_top">
                                        Here's how  to stop it.
                                    </a>
                                </li>
                            </ul>
                            <h3>
                                Telemarketing Scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="phonespam/phone_spams.php" target="_top">
                                        <strong>
                                            Spam phone calls.
                                        </strong>
                                    </a>
                                    &nbsp; Do you get 
						unwanted calls from telemarketers on your cell phone or 
      home phone? See reports of these calls and examples 
      here.
                                </li>
                                <li>
                                    <a href="stop-health-insurance-calls.php" target="_top">
                                        <strong>
                                            How to Stop Health Insurance Sales Calls
                                        </strong>
                                    </a>
                                </li>
                                <li>
                                    <b>
                                        <a href="howtoblocktelemarketers.php" target="_top">
                                            How to Block Phone Telemarketers&nbsp;
                                        </a>
                                    </b>
                                    - Do you receive phone calls from telemarketers?&nbsp; Or calls 
from a fax machine?&nbsp; Or odd calls in which no one answers on the other end?&nbsp; 
Or perhaps a recorded voice tells you to hold on the line? See this page for 
	what to do!
                                </li>
                                <li>
                                    <a href="howtoblockjunkfaxes.php" target="_top">
                                        <strong>
                                            How to Block Junk Fax 
	Telemarketers
                                        </strong>
                                    </a>
                                </li>
                                <li>
                                    <a href="FaxScams.php" target="_top">
                                        Fax Scams
                                    </a>
                                    - Junk faxes that are designed to look like internal company 
	memos or other misleading communications
                                </li>
                            </ul>
                            <h3>
                                Webmastering / Web development Scams
                            </h3>
                            <ul>
                                <li>
                                    <b>
                                        <a href="domainnamescams.htm" target="_top">
                                            Domain name /  registration scams
                                        </a>
                                        - if you have a domain name, sooner or later you will 
	receive one of these scams.
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        <a href="wham.php" target="_top">
                                            Search engine spam
                                        </a>
                                    </b>
                                    - You click on a link in Google looking for some 
	information and you go to a website that has nothing but more links to other 
	websites... and lots of advertisements.&nbsp; You've been spammed!
                                </li>
                            </ul>
                            <h3>
                                Work-from-Home scams
                            </h3>
                            <ul>
                                <li>
                                    <a href="work_from_home_scams.php" target="_top">
                                        Work-from-Home scams
                                    </a>
                                    - Tell your boss to jump in a lake. Easy data entry at home.&nbsp; Medical 
	transcription.&nbsp; Be crazy-like-a-fox, or just go-here-next... Yes, work 
	from home is possible; for the scammers who think up these work-from-home 
	scams to sell con you! There are a very few work from home programs that 
	appear to be legitimate -
                                    <a href="work_from_home_legitimate.php" target="_top">
                                        see this page
                                    </a>
                                    .
                                </li>
                                <li>
                                    <a href="http://www.consumersguidetomakingmoneyonline.org/" target="_blank">
                                        Start your own work from Home business
                                    </a>
                                    - Better than being an employee 
	for a call center is being your own business.&nbsp; This website tells you 
	how.
                                </li>
                            </ul>
                            <hr>
                            <h2>
                                <a name="resources">
                                    What Resources Will You Find Here?
                                </a>
                            </h2>
                            <ul>
                                <li>
                                    Links, phone numbers and other specific information for many frauds and 
	scams. See the blue buttons on the left! And
                                    <a href="resources.php" target="_top">
                                        see this page for resources
                                    </a>
                                    to 
	help investigate a potential scam.
                                </li>
                                <li>
                                    <a href="scams_effects.php" target="_top">
                                        Effects of Scams
                                    </a>
                                    on the 
	victims, and even unrelated bystanders, as well as society.
                                </li>
                                <li>
                                    <b>
                                        <a href="detective.php" target="_top">
                                            Do You Want To Help?
                                        </a>
                                        &nbsp;
                                    </b>
                                    Here's your chance to help uncover scammers by investigating some of our 
	leads! Read these emails and see if you know whether the business is 
	legitimate or not!
                                </li>
                            </ul>
                            <ul>
                                <li>
                                </li>
                            </ul>
                            <hr>
                            <h3>
                                Did you receive an email from CFR?
                            </h3>
                            <p>
                                We also NEVER send out emails, except to respond to consumers who write us - 
so if you receive an email from us, without writing to us first, then it is a 
scam - do not open it - just delete it.&nbsp; This is a common scam using 
"spoofing", making the email address appear to come from a reputable website, 
while loading the message with spam, scams or worse.&nbsp; So far, there is no 
technical way to stop it.
                            </p>
                            <hr>
                            <h3 align="center">
                                <b>
                                    Note About Advertisements Appearing Throughout the Website
                                </b>
                            </h3>
                            <p>
                                We are funded by contributions and advertisers.
                                <b>
                                    We do not have
                                    <i>
                                        <u>
                                            anything
                                        </u>
                                    </i>
                                    to do with the advertisers (it is run by a third party). We have not 
investigated most of them - so follow the advice in our pages, not the ads. 
Don't assume the products or services in the ads have been cleared by CFR!
                                </b>
                            </p>
                            <p>
                                <b>
                                    Products and services that we
                                    <u>
                                        do
                                    </u>
                                    recommend are:
                                </b>
                            </p>
                            <ul>
                                <li>
                                    <b>
                                        <a href="recommendedproducts.php" target="_top">
                                            listed on this page
                                        </a>
                                        and
                                        <a href="recommendedproducts.php" target="_top">
                                            this page
                                        </a>
                                        and
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        the Norton 360 antivirus suite on the left side of each page and
                                    </b>
                                </li>
                                <li>
                                    <b>
                                        the Scam-o-rama book.
                                    </b>
                                </li>
                            </ul>
                            <p>
                                If you see an ad that 
is inappropriate, please contact us and we will ask the outside ad aggregators that it be removed.
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